The First National Bank of Orwell offers five types of deposit accounts: Flat Fee Checking (fee waived for paperless statements), Passbook Savings, Certificates of Deposit, Individual Retirement Accounts (IRAs), and Simple Interest Christmas Clubs. Checking and savings accounts can be tied to our free Independence Visa Debit Card.

• Checking Accounts

  The First National Bank of Orwell basic checking account is for Individual, Business, and other use. There is a flat monthly service charge that is waived with enrollment in paperless statements.
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• Savings Account

  The First National Bank of Orwell Savings Account is a variable rate Passbook Account.
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• Certificates of Deposit

  The First National Bank of Orwell offers two types of certificates of deposit: Single Maturity and Automatic Renewal Certificates.
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• Individual Retirement Account (IRA)

  The First National Bank of Orwell offers CD-based Traditional and Roth IRAs, as well as specialized forms such as SEP, SIMPLE, and Beneficiary IRAs.
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