Individual Retirement Account (IRA)

The First National Bank of Orwell offers CD-based Traditional and Roth IRAs, as well as specialized forms such as SEP, SIMPLE, and Beneficiary IRAs. Accounts can be funded through periodic contributions, by roll-over or transfer from an existing IRA, annuity, 401(k) or other eligible investment.

IRAs are a great way to save for retirement by benefiting from special tax advantages and solid returns. For more information, contact our IRA-knowledgeable staff in Orwell or Shoreham.

Interest Rates and Yields



12 Months


Interest rates, annual percentage rates (APRs), and annual percentage yields (APYs) are current as of 11/17/2023, and may be subject to change without notice. Call for current rates. Minimum deposit for CDs and IRAs is $500. Penalties may apply for early withdrawal. Earnings on IRAs may be reduced by fees (if applicable).