Not only is the bank unique in having a full sized residence attached, but it also has a long history of being a family run, stockholder owned business. In 1880, just before the large changes were made to the building, the son of the local rail stationmaster, Davis L. Wells, came to work as a telegrapher and teller. His daughter, Mabel Wells, eventually married one of the tellers, Russell Young. After his untimely death in 1919, she raised their two children in the bank house and worked in the business with her father and then her son until her retirement.

Her son Robert and daughter-in-law Margery (Plue) also made a career of banking. They had five sons, all of whom were raised in the building and worked in the bank during vacations. At times, childcare was as simple as placing a playpen under the large standup desk. Mark, the youngest of the five sons, and his wife raised their four children in the building when Mark took over management in 1979. Their son, Bryan Young, succeeded his father in 2016, extending the family tradition to the fifth generation. He currently serves as President and CEO. Members of the sixth generation have started working in the bank on their breaks from school.